Travel Protection Plans

Travel protection is available with cancel-for-any-reason features for cancellation or changes made prior to vacation departure. Plans include a non-insurance Cancellation Fee Waiver provided by Journese. Journese offers two options for the waiver:
  • Cancel for Any Reason - Voucher: for this more affordable option, compensation is paid in the form of vouchers for future travel with Journese
  • Cancel for Any Reason - Cash Back: refunds paid back in the original form of payment (cash, check or credit card)
These extensive travel protection plans offer insurance benefits underwritten by United States Fire Insurance Company, non-insurance assistance services provided by Generali Global Assistance, and a non-insurance cancellation fee waiver provided by Journese (should travelers need to change or cancel their trip purchased through Journese prior to departure for any reason). Plans are designed to meet travelers' needs at an affordable price.
Travel Agent Commission Protection Included
Travel advisor commission is protected 100% with Cancel for Any Reason - Voucher and with Cancel for Any Reason - Cash Back at no additional fee. Protection plan coverage (Voucher or Cash Back) must be included for all travelers on the booking and be paid in full with initial deposit/payment for your trip. The booking must be paid in full at time of cancellation to receive commission protection. Claims for commission must be made online.
CANCELATION OR CHANGE FEE WAIVER FEATURES INCLUDE:
  • Cancel/Change for Any Reason - Voucher: You receive reimbursement in Journese travel certificates (vouchers) for all unused non-refundable Journese travel arrangements if you cancel or change your trip prior to departure.
  • Cancel/Change for Any Reason - Cash Back: You receive reimbursement in cash/original form of payment of ALL cancellation fees (to a maximum of $10,000 per person) for your Journese travel arrangements if you must cancel your trip prior to departure.
  • Any remaining balance on the reservation will be refunded in cash or by credit card.
Journese requires notice of cancellation. This only refunds those Travel Arrangements purchased from Journese and refunds cannot exceed $10,000 per person. The Journese Cruise Vacation Protection Plan Plus provides coverage for cruise vacation packages.
Journese travel certificates are non-refundable, non-transferrable, valid for one year from date of issue (but no later than 15 months from the date your Journese Travel Arrangements were cancelled) and may not be redeemed for cash.
POST-DEPARTURE TRAVEL INSURANCE BENEFITS INCLUDE:
  • Trip Interruption can reimburse expenses for unused non-refundable land travel arrangements, plus additional transportation costs paid, if you interrupt your trip for a covered reason (subject to a maximum benefit amount that is the lessor of your Trip Cost or $10,000 per person).
  • Pre-Existing Medical Condition Exclusion Waiver when plan is purchased with your initial deposit/payment for your trip, provided you are not already disabled from travel at time of purchase.
  • $25,000 Accident & Sickness Medical Expense Benefit can cover medical expenses incurred during your trip (including up to $750 for emergency dental expenses).
  • $50,000 Emergency Medical Evacuation, Medical Repatriation and Return of Remains Coverage
  • $1,000 Baggage and Personal Effects.
  • $750 Trip Delay (maximum of $150 per day).
  • $750 Missed Connection (3 hours or more).
  • $250 Baggage Delay
  • $25,000 Accidental Death and Dismemberment
  • Generali Global Assistance (non-insurance assistance services, which include travel, medical, business and concierge services).
Note: all above figures are maximum benefit amounts.
For additional information, view Journese Cancel for Any Reason - Voucher and Cancel for Any reason - Cash Back Plan Documents.
Pricing
  • Per Adult Vacation Package Rate Tiers
    (per adult 18 years and older)
  • Per Adult Plan Pricing
    (per adult 18 years and older)
  • Voucher Plan - Year Round
  • 0 - $1,999.99
  • $2,000 - $2,999.99
  • $3,000 - $3,999.99
  • $4,000 - $4,999.99
  • $5,000 and above
  • Cash Back Plan - Regular Season
  • 0 - $1,999.99
  • $2,000 - $2,999.99
  • $3,000 - $3,999.99
  • $4,000 - $4,999.99
  • $5,000 and above
  • Cash Back Plan - Holiday Travel*
  • 0 - $1,999.99
  • $2,000 - $2,999.99
  • $3,000 - $3,999.99
  • $4,000 - $4,999.99
  • $5,000 and above
  • Voucher Plan - Year Round
  • $79
  • $139
  • $209
  • $229
  • $259
  • Cash Back Plan - Regular Season
  • $119
  • $179
  • $249
  • $269
  • $299
  • Cash Back Plan - Holiday Travel*
  • $139
  • $199
  • $269
  • $289
  • $319
Vacation package coverage rate tier determined by total package price divided by number of adults (18 years and older) on booking. Children ages 2 - 17 rates are 50% savings off adult rate.
*2020 HOLIDAY TRAVEL DEPARTURE DATES: Feb. 14 - 17, April 10 - 18, July 3 - 5 and Dec. 19 - 31
Plan costs are for the full travel protection plan, which consists of insurance benefits underwritten by United States Fire Insurance Company, non-insurance assistance services provided by Generali Global Assistance, and a non-insurance cancellation or change fee waiver provided by Journese. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Trip Mate.
Cancellation and Change Fee Waivers are provided by Journese, are not insurance, and are not underwritten by United States Fire Insurance Company.
Insurance benefits are underwritten by United States Fire Insurance Company under form series T210 et. al. and TP-401 et. al.
Non-insurance assistance services are provided by Generali Global Assistance and Global Xpi Medical Records Services are provided by Trip Mate.
All Plan benefits are administered by the Producer: Trip Mate, Inc.** (**in CA & UT, dba Trip Mate Insurance Agency, California license number 0805270) 9225 Ward Parkway, Suite 200, Kansas City, MO, 64114, 1-833-297-2255. Email claimssupport@tripmate.com. Consumers in California may contact: California Department of Insurance Hotline 1-800-927-4357. Consumers in Maryland may contact: Maryland Insurance Administration 1-800-492-6116 or 410-468-2340.
Please Note: This advertisement does not constitute or form any part of the Travel Protection Plan or any other contract of any kind. Plan benefits, limits, and provisions may vary by state/jurisdiction and not all coverage is available in all states/jurisdictions. The above bullets outline the plan benefits and are not intended as a comprehensive listing of coverage; view the Plan Documents, which includes complete plan details, including benefits and coverage limitations and exclusions.
For Residents of NY Only: The Part A non-insurance Cancellation Fee Waiver may be purchased separately from Part B of the Travel Protection Plan. Contact Journese at 800.442.9244 in order to purchase the Cancellation Fee Waiver separately.
Insurance benefits in the Travel Protection Plan are subject to limitations and exclusions, including an exclusion for pre-existing conditions.
Journese is not an insurer and does not have any liability for any coverage amounts. As a travel retailer, Journese is not qualified or authorized to answer technical questions about the benefits, exclusions or conditions of any of the insurance coverages in the plan or to evaluate the adequacy of your existing insurance coverage. Journese and its employees may offer and disseminate travel insurance under the direction of Trip Mate. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this plan with your existing life, health, home, and automobile insurance policies. If you have any questions about this coverage, contact Trip Mate at 1-833-430-3653. Purchasing a travel protection plan is not required in order to purchase any other products or services offered by Journese.